I plan the whole sequence — selling your current home, financing the gap, and buying the next one — so a career-stage upgrade doesn't turn into two rushed decisions.
Not because the numbers don't work — because no one's laid them out in order.
Sell first or buy first, how ABSD and TDSR apply to your situation, and what the timing gap actually costs you.
Two full-time jobs, a growing family, and not enough hours to sit through 20 viewings that don't fit.
It's one of the largest financial decisions you'll make — and the cost of a bad sequence is real, not theoretical.
The same sequence, every time — so nothing is left to chance between selling and buying.
Your current home's realistic sale value, your loan eligibility, and what quantum genuinely fits your household — before you fall in love with a listing.
Sell-first or buy-first, CPF and cash flow across the gap, and a timeline that doesn't leave you homeless or holding two mortgages.
A short, filtered list of homes that fit your budget, your kids' school zone, and your timeline — with financing already cleared to move fast.
A buyer had sat on the decision to purchase for eight years. Once the financing and timeline were laid out clearly, the deal that had felt permanently "not yet" closed within the plan.
Helped a retiree liquidate their HDB to release $400,000 in cash, topping up CPF for both spouses — turning a paid-up flat into usable retirement income.
"I make my clients feel comfortable while making one of the toughest decisions in their lives."
— Grace Tan
A few details on your timeline and what you're looking to solve — I'll reply personally, not with a mass auto-message.
Prefer to talk first? Book a callGrace Tan will personally follow up shortly. If it's urgent, call or WhatsApp 8852 8263 directly.